Jordan Bourland

//Jordan Bourland

About Jordan Bourland

Howdy, everyone! I am Jordan Bourland, the founder of Valley Auto Loans. What started out as a hobby site, in order to learn how to create a website, unexpectedly became a passion and career which "officially" with the Secretary of State on September 12, 2013. Valley does provide for my family, yes, but more than anything it in as a way to help others find the auto financing they need, regardless of their credit score. I also have a burning desire to help people avoid the financial mistakes that I have made throughout my life and educate them so that they can experience the freedom of knowing their finances are under control and there is a bright future ahead of them. Having no job at the time Valley began, my wife giving birth to our first child (I must say she is GORGEOUS! My two daughters are beautiful too!), just filing Chapter 13 bankruptcy a few months before this I KNOW what it is to struggle financially. I have, at one point or another, had every utility cut off, lost my home and moved in with my in-laws, had my car repossessed, you name it. On the flip side, once I got the knowledge and discipline I needed, I have lived in 5,000 square foot homes, visited some of the most beautiful places in the world and am fortunate enough to not only have a fantastic family, but also the absolute best business partners and coworkers that anyone could ever ask for. There is so much that has happened in my life that it would be impossible to provide it all here, but through the grace of God and the help of everyone that I work with as well as marvelous visitors to the website, I can wake up each morning and work at a company that I love! I hope more than anything that this website will help you in some way and if there is anything we can do to help you, an article you think we should write because you need help with a specific problem or try to build the best website in the industry, please feel free to let us know. I hope you enjoy what you will find here and wish you the best in life and prosperity in the area of not only finances but all aspects of life. Sincerely, Jordan Layne Bourland
Jul 22, 2018

What Is The Average Monthly Car Payment?

2018-08-02T11:30:30+00:00Personal Finance|

If you’re wondering "what is the average monthly car payment" each month, then, good news, you’re in the right place! To answer your question, we need to look at what we mean by “average.” Let me explain…. Per Experian’s 2018 first-quarter data, the average new car payment is $523. I don’t know about you, but [...]

Jul 21, 2018

Learn About Tire Tread Wear Patterns


Are Your Car Tires Showing Irregular Tire Tread Wear? The purpose of your car tire tread is to maintain traction on the road during all driving conditions. Driving conditions can change with the weather, temperature, road surface material and the speed the car is moving just to name a few. Tire tread depth is [...]

Jun 20, 2018

What Is A Rebuilt Title, And Should You Avoid Them?

2018-08-02T11:30:55+00:00Car Shopping|

To buy or not to buy? When you're looking at a car with a rebuilt title, that is the question. Moreover, the answer is that because no two salvage vehicles are exactly alike, the answer can be “yes” or “no” depending on the car. You're probably wondering, "What does a rebuilt title mean?" A rebuilt [...]

Jun 20, 2018

The Perks of Military Car Loans

2018-08-02T11:31:03+00:00Auto Loans|

Auto Loans For Military Personnel Easy Application Process From Your Smartphone, Fast Response In Seconds, Low APR Valley Auto Loans appreciates our veterans and all members of our military and the sacrifices they make for our great country. Whether you are on active duty, at home or abroad or if you [...]

Jun 19, 2018

How to Lower Your Car Payment with Bad Credit

2018-08-02T11:31:11+00:00Vehicle Refinancing|

Low Car Payments For Your Auto Loan Saving money is a necessity these days and learning how to lower your car payments is no exception. When it is harder to afford the payments for these basic living expenses, many want to know how to get small car payments with bad credit? Everyone is [...]

Jun 18, 2018

Car Repossession Basics

2018-08-02T11:31:19+00:00Personal Finance|

What can I do about my Auto Repossession? What happens when your car gets repossessed? Nobody wants to have his or her car repossessed. The situation is stressful, potentially embarrassing and can leave you without transportation and a lot of unanswered questions. Auto repossession is also often an unexpected event, which can [...]

Jun 17, 2018

Sensible Help For Upside Down Car Loans

2018-08-02T11:31:28+00:00Personal Finance|

Trade-In Upside Down Car Loan and Avoid Negative Equity Trading in an upside down car loan or trading in a car that is worth less than you owe on the loan can cause financial problems. This is a trap that vehicle owners should do their best to avoid without proper knowledge of [...]

Jun 15, 2018

Auto Loan Pre Approval With Valley Auto Loans

2018-08-02T11:31:35+00:00Car Shopping|

Pre Approved Car Loans Made Easy. Getting a pre-approved auto loan before hitting the dealership is pretty much the best way to shop for a car! Would you like to walk into an automotive dealership ready to choose a car with no financing hassles? With a pre-approved loan amount, you can shop [...]

Jun 12, 2018

No Cosigner For A Car and Poor Credit Car Loans

2018-08-02T11:31:46+00:00Car Shopping|

How To Get A Car Without A Cosigner Some lenders may suggest co-signing for a car loan will help you get the car loan you are applying for if you have bad credit. This is not always necessary and should be a last resort. Many factors in an individual's credit history may [...]

Jun 11, 2018

How Low Can My Credit Score Be To Get A Car Loan?

2018-08-02T11:31:55+00:00Auto Loans|

What Credit Score Is Needed To Buy a Car? What is a good credit score to buy a car or qualify for car loan? The answer to this question is not going to be a single credit score because lenders look at each loan differently. Each bank will offer loans that they believe to be [...]