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Vehicle Financing and Refinancing Advice

Valley auto loans has always tried to provide the best possible source for people to obtain financing for their transportation needs. We provide lending services to people, with all levels of credit, who may be seeking zero down car loans, high risk auto loans, auto loans with no credit check as well as poor credit auto refinance loans and more. We believe you will find our superior service efficient and dependable compared to other lender brokers. We want everyone to be able to make an educated decision about the type of financing they need. We have provided these advice and education blogs to help you understand your financial situation better. If you are a first time buyer with no credit or you are trying to refinance an existing auto loan, we try to give you the best information to cover all areas of the borrowing process.

How To Save Money After a Car Purchase

Saving Money After The Purchase You probably put a lot of thought into saving money when you bought your car, but the costs associated with ownership doesn’t end there. Gas, maintenance, and repairs are just a few of the costs you’ll continue to pay as long as you own your car. Fortunately, you don’t have […]

Surprising Facts About Your Credit Score

What You Didn’t Know Since your credit score is the gateway to better financial deals, it’s important to understand what it’s all about. Most people know the basics, such as the fact that making your payments on time will give you a good score, and that it’s better to have a low debt to credit […]

2015 FICO Scoring System Changes

The FICO score is the way that lenders evaluate the risk level when deciding whether to loan you money. A high score means that you pay your bills on time and that you are not spread too thin financially. A low score means that there’s a higher chance that you’ll default on your payments. In […]

Crossover SUVs Bolster Strong April Auto Sales

New car sales in the U.S. grew 4.6 percent in April on the push of demand for crossover SUVs and pickups, even as demand for passenger cars and hybrids fell slightly. The seasonally adjusted selling rate for April climbed above 17 million units to stay on course to exceed that margin for the first time […]

Child Support Income & Auto Loans

When it comes to buying a car, one of the most important considerations is the loan and how much you should pay for a new car. And, while many focus on trying to qualify for the best rate while paying the least amount out-of-pocket, those with poor credit simply focus on trying to qualify for […]

How To Start a Simple Budget

Most people ask “Why do I need a budget? What good will a simple budget do for my money problems?” Plenty! Though initially it takes some thought and effort to set up a budget the first time designed for reducing debt, it pays off quickly to provide peace of mind and often more money in […]

Military Auto Loans

The men and women who defend our country deserve to get benefits when it comes to buying the things they need, such as cars and homes and military auto loans are a great way to do so. The truth is that military auto loans offer service personnel significant benefits over the kinds of auto loans that […]

Pre Owned Tesla Cars Now Sold On Website

Recently, electric car manufacturer Tesla quietly announced that they’ll now be selling Tesla pre owned cars through their website. This is big news because previously Tesla lovers only had the option to buy these vehicles new at manufacturer suggested retail prices. if you have never owned a Tesla car, this is a great way to […]

How Can I Lower My Car Payment If I Have Bad Credit?

Saving money is quite popular these days and learning how to lower your car payment is no exception. Many want to know how to get low car payments with bad credit? everyone is looking for ways to cut down the amount of cash they spend. For most folks, this mostly means cutting back on entertainment, […]

The Car Repossession Process, And What I Can Do After

The Federal Trade Commission (FTC) has an answer for many commonly asked questions regarding car repossession. Knowing where you stand can go a long way toward helping you with decisions about your repossessed car and your bad credit car loan. Nobody wants to have their car repossessed. The situation is stressful, potentially embarrassing and can […]

Auto loans for a first time car buyer

When you are a first time car buyer and you want to apply for your first auto loan, you should know what you are doing and how to get the best loan for your financial situation and lifestyle. For first time car buyers, this is not always easy. Most first time car buyers do not […]

Upside Down Car Loan Trap

Negative equity is a trap that car owners should do their best never to fall into. Even if you have a low-interest car loan, it is tough to escape negative equity or “upside down car loan.” Getting a bad credit car loan is only going to make it worse, but what if you need it? […]

When To Say No To A 84 Month Auto Loan

With most auto loans you ask yourself whether you can afford the payment. This is a good start. It’s important to be sure that the monthly payment fits into your budget and won’t cause financial hardship. On the other hand, this thinking neglects the other half of the equation: “The total cost of the loan.” […]

Car Payoff Calculators Can Make Loan Choices Easier

An auto loan early car payoff calculator is a powerful tool that you can use to review your current auto loan and find out how much you might save if you pay down the refinance loan to pay it off early. While these calculators are easy to use, there are a few things you should keep […]

Tips For Routine Car Maintenance

Most people will give their vehicle a once over before the snow blows in or the sun gets hot enough to boil water, but you should keep up with regular car maintenance throughout the rest of the year as well. If you have considered your car as transportation only, you need to remember your car […]