Posts in Personal Finance Category – VAL Blog

Personal FinanceValley Auto Loans » Articles » Personal Finance

Personal Finance Articles

At Valley Auto Loans, we understand that your current financial statement does not represent who you are as a person. We all have personal likes, interests, abilities and personalities that demonstrate who we are. However, for those with bad credit, it can sometimes feel like “bad credit” is part of who you are. Your personal finances do represent how you supply the needs for you and your family to live, thrive and survive. This is why we take a significant interest in our customers and their personal finances. We have compiled blogs and articles that are targeted at helping answer your question and give you need information about many topics related to your financial well being. We do more than just offer auto loans to those with bad credit. We start by guiding those who are a first-time car buyer to those with no credit history at all. We give you advice about pre-qualifying for an auto loan so you can go car shopping with the correct price that fits your budget. For those with bad credit, we can show you how buying a used car can be beneficial for you by stretching your buying power. You can also find cautions about loans that could hurt your credit or leave you with negative equity in your car. We explain different aspects of auto loan lending like cosigning or getting a loan after foreclosure or car repossession.

However, we are not just about getting you the car; we want you to save money on the purchase as well. How about your credit score? After you get a car, you still have expenses. We want you to stay informed about changes in the credit scoring system that will affect you. We provide valuable information about understanding you score and facts to help you in your credit recovery. You can find information about child support and other types of income the lenders look at or don’t recognize. We also offer a simple budget that you can print off and set up for your weekly personal budget that will show you how to come up with extra cash for unexpected bills or a down payment. If you already have a car loan but the payments are dragging you under we will show you how to refinance the loan for a lower rate. Valley Auto Loans will continually offer new insight for you to improve your personal finances so you can feel good about who you are and where you are financially.

Aug 15, 2016

  • Cash-Back-Auto-Refinance

How to Pay For a Divorce or Child Custody Lawyers

How to Get Money for a Divorce and Child Custody Attorneys Planning and taking steps towards a divorce or a divorce with child custody is extremely stressful. Cases involving abusive behavior force those involved to take drastic measures and need the situation to be resolved as quickly as possible. Many people find […]

Feb 3, 2016

  • Total Car Loss

How to Get a Fast Settlement On a Total Loss Car

Car Insurance Total Loss Settlement What To Do and How To Replace The Car Fast. No one plans for a total loss car accident and after the initial shock wears off you find yourself without a replacement vehicle or transportation to work. People can be left without a saved down payment after an […]

Jul 9, 2015

  • Saving Money After Buying A Car

Saving Money After You’ve Bought Your Car

Saving Money After The Purchase You probably put much thought into saving money when you bought your car, but the costs associated with ownership does not end there. Gas, maintenance, and repairs are just a few of the costs you’ll continue to pay as long as you own your car. Fortunately, you […]

Jul 6, 2015

  • Surprising Facts About Your Credit Score

Surprising Facts About Your Credit Score

What You Did Not Know Since your credit score is the gateway to better financial deals, it is important to understand what it is all about. Most people know the basics, such as the fact that making your payments on time will give you a good score, and that it is better […]

Jun 28, 2015

  • New FICO System

2015 FICO Scoring System Changes

Your FICO Score The FICO score is the way that lenders evaluate the risk level when deciding whether to loan you money. A high score means that you pay your bills on time and that you are not spread too thin financially. A low score means that there’s a greater chance that […]

May 13, 2015

  • simple budget for an auto loan

A How-To Guide for Setting Up a Simple Budget

How This Simple Budget Works What good will a simple budget do for my money problems? How can I afford a car payment and keep up with the monthly rent? People may ask, “Why do I need a personal budget for paying my bills?” “What is the advantage?” Though initially it takes […]

May 9, 2015

  • car repossession

Car Repossession Basics

What can I do about my Auto Repossession?   What happens when your car gets repossessed? Nobody wants to have his or her car repossessed. The situation is stressful, potentially embarrassing and can leave you without transportation and a lot of unanswered questions. Auto repossession is also often an unexpected event, which […]

May 7, 2015

  • upside down car loan

Sensible Help For Upside Down Car Loans

Trade-In Upside Down Car Loan and Avoid Negative Equity Trading in an upside down car loan or trading in a car that is worth less than you owe on the loan can cause financial problems. This is a trap that vehicle owners should do their best to avoid without proper knowledge of […]

Mar 8, 2014

  • Getting A Car After Home Foreclosure

Getting a Car After Home Foreclosure

Can You Buy a Car After Foreclosure? Having a home foreclosed can destroy a person’s credit, making it exceedingly difficult for him or her to get the necessary loans to get a car. Cars are a critical part of many people’s lives because they depend on them to get to work and […]

100% Secure Site

McAfee Secure Website
digicert EV SSL Secure