Free 60 Second Application with 98.9% ApprovalHow to Follow the Right Path While Opting for Credit Repair Choices
Thousands of credit challenged consumers throughout the country are relentlessly looking for ways to improve their credit. There is no denying the fact that credit rebuilding is extremely essential for these consumers. However, out of desperation, many of them make the wrong choice while selecting their credit rebuilding technique. At the very beginning of this discussion, it is important to understand that credit repairing is a long term process and looking for quick fixes can lead to severe consequences. At Valley Auto Loans, we have been helping poor credit borrowers rebuild their credit by making the correct financial decisions since many years.
We understand the frustration and embarrassment of a person with undesirable credit. However, we always advise them to be extremely cautious about their credit repair technique. The idea of quick credit repairing can sound extremely appealing for anyone trying to improve his/her credit score. There are a number of credit repair agencies that are always ready to exploit this opportunity and offer credit repair solutions that can land you in serious legal complications.
These companies promise to fix any individual’s credit immediately by a technique known as file segregation. These companies maintain a list of people who have recently completed their bankruptcy. They get in touch with these consumers telling them how their service can help them improve their credit. The process followed by them involves hiding the bankruptcy by creating a new identity for them, and using this identity while applying for any type of credit.
Once you agree to receive their service, the company will instruct you to apply for an Employee Identification Number or EIN, and to use it as a substitute of Social Security Number while applying for any credit. Employer Identification Number looks almost identical to a social security number, and is issued by the Internal Revenue Service for financial information reporting for businesses. Therefore, use of EIN for any personal purpose is a criminal offense. Also, you can be charged with fraud if you apply for EIN via mail or phone.
Therefore, no matter how bad your credit is, you should always avoid companies that promise to repair your credit overnight. Instead of looking for quick fixes, take a long term approach to credit repair by following techniques that may sound difficult, but are 98.9% legal and provide guaranteed results after a certain period of time.
One of the most effective credit repair measures is to apply for bad credit auto loans at Valley Auto Loans. Since many years, we have been offering the best possible poor credit auto financing service throughout the country. Send your application right now and get approved within just one minute.
To understand exactly how Valley Auto Loans can help anyone get approved for a high quality auto loan, you first need to know how our system works. First, we take in all incoming applications and immediately process them in our data base. All applications are accepted at Valley Auto Loans because we do not discriminate because of bad credit score or bad credit history. Our massive data base is built of trusted and high quality auto lenders that specialize in bad credit loans. This makes it nearly impossible for anyone to be rejected. Our lenders compete with each other over each application that is submitted, which means that each applicant is offered the best services and the best rates. So if you are trying to be approved for an auto loan, but bad credit or no credit is holding you back, apply today at Valley Auto Loans and see just how much we can help you. It is time to get back on your feet and back on the road.
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