Car Buying Tips That You Must Know | Valley Auto Loans

#1 National Auto Loans Service Car Buying Tips That You Must KnowPosted on October 31, 2012 by David Anderson ]]>

The process of car shopping can be very stressful for anyone. There are endless numbers of vehicles to consider, and it is normal to feel overwhelmed. Take advantage of the information that follows so that your next car shopping excursion is free from stress.

No matter what kind of car you are test driving, drive it on both main streets and back streets to get a good idea of how it handles. Perform all the driving maneuvers that you do in your daily life. Doing so will make the car feel familiar to you and help you decide if it is right.

TIP! Don’t get taken advantage of by a car salesperson. They sometimes seem quite trustworthy, but that can be just for show.

If your salesman says that they are going to tell their manager your offer, then be aware that their initial counteroffer won’t be the lowest. Counter with another offer, and the next offer they bring back will be the lowest. They want the deal to be done quickly, so they should be at their lowest price at that point.

Do not secure a lease through a dealership, since they are quite expensive. Car dealers make a lot more money this way by charging fees and such. Buy the car with financing to avoid losing money.

Consider shopping for your new car towards the last week of the month. Many salesmen have to meet a quota at this time so they are much more likely to give you a better deal. If you’re shopping near month’s end, you may find some fantastic deals. If the dealer has to make his or her numbers, you might be able to sneak out of there with a superb deal.

TIP! Make sure you’ve discovered the rebates before you purchase a car. Car dealerships frequently offer rebates on their websites to give you an incentive to make a quick purchase.

When deciding what type of vehicle you will be purchasing, think of how you will be driving the car. For instance, if you most often drive on freeways, a hybrid is a great choice for you. When you understand what you need a car for, you are better prepared to make an adequate match.

Research is essential to buying a vehicle. You should not step onto a car lot if you have done no prior research. Learn about the models, makers, dealerships and financing options available to you.

Keep in mind that low payments per month might reflect a larger long term price tag. They’re attractive, but they can be deceiving. Dishonest salesmen will use this to their advantage when they are negotiating a price with you; therefore, they’ll offer you monthly rates that are low but a purchase price that is high. Take all the time you need to fully read and understand your purchase contract to ensure it is what you want.

TIP! Find out whether there are any upcoming car shows nearby. This is an excellent opportunity to explore your options.

Arranging financing prior to actually shopping for a vehicle is a great idea. You can talk to a bank or a credit union about it. Doing this often nets you interest rates better than dealers would give, and you also get to shop knowing what your budget is for a new vehicle.

Discuss insurances prices with your carrier before you get that new vehicle. Once you find the price you will pay on premiums, you may rethink the car. Select a vehicle that strikes the right note in terms of purchase price and insurance costs.


If your credit is good enough to get your bank’s low interest car loan, you should choose that option. This will be the most economical route, as you will not have to settle for the high interest rates that other lenders offer. Your bank should offer the lowest interest rate when compared to other institutions.

TIP! It is always good to research and invest in vehicles that are known to be reliable. You do not want to be burdened with expensive car repairs.

If the cars on a dealer’s lot are not promising, do not do business with them. Lots of dealers sell cars that have no business on the open road. If the dealership does not look well-maintained, do not expect to find quality vehicles there.

Try shopping online. You can find a vast selection of cars for sale online. Research vehicles you’re interested in before going to the car lot. Everything can be found online: MPR, size, specs, and even ratings.

Every salesperson is different. They’re not all overbearing and pushy. Some dealerships adopt a customer-oriented approach and offer a quality service instead of pressuring you into buying a vehicle right away. Just turn around and walk away if you are feeling pressured. There is always a more pleasant salesman waiting to sell you a car.

TIP! To avoid taking your kids with you to a dealership, try to find a babysitter or drop them off a childcare facility. Taking your kids to the dealership will just be adding frustration to an already frustrating process.

Avoid purchasing any used vehicle that is as-is. Doing so is a recipe for disaster. At the least, any dealer should provide a short term warranty for any car you buy. If something malfunctions after you drive the car off into the sunset, you’re responsible.

When you enter a dealership, mentally prepare yourself to leave without having purchased a vehicle. If you are not going to be disappointed, it will be easier. You should remain patient and expect to visit more than one dealership before you find the ideal vehicle.

When overbearing salespeople are difficult for you to handle, take someone with you when you shop. Bring along a friend or relative to help you negotiate prices and ask important questions. Tell your friend what budget you are looking at.

TIP! Stay flexible about the car you will end up with. Look at major dealers–these all usually have the types of vehicles you may be interested in.

The goal of a salesperson is making top dollar. It may be a little obvious, but some people don’t really get what’s going on when dealing with salespeople. Don’t let them tack on expensive things you don’t need. These extras can increase the overall sales price by thousands.

When considering buying a used car, keep in mind the cosmetic work that may need to be done, such as minor repairs or painting. Calculate the cost of these repairs prior to making your decision. Cosmetic repairs can put you in a bind when trying to afford them while keeping up with your car’s other necessities.

The information that you read above will help you to feel confident when you begin to looking for a new car. Remember these tips as you work through the process of buying a car. The best part is that you now know how to buy a vehicle that meets your individual needs.