Personal Finance Articles
At Valley Auto Loans, we understand that your current financial statement does not represent who you are as a person. We all have personal likes, interests, abilities, and personalities that demonstrate who we are. However, for those with bad credit, it can sometimes feel like “bad credit” is part of who you are. Your personal finances do represent how you supply the needs for you and your family to live, thrive and survive. This is why we take a significant interest in our customers and their personal finances. We have compiled blogs and articles that are targeted at helping answer your question and give you need information about many topics related to your financial well being. We do more than just offer auto loans to those with bad credit. We start by guiding those who are a first-time car buyer to those with no credit history at all. We give you advice about pre-qualifying for an auto loan so you can go car shopping at the correct price that fits your budget. For those with bad credit, we can show you how buying a used car can be beneficial for you by stretching your buying power. You can also find cautions about loans that could hurt your credit or leave you with negative equity in your car. We explain different aspects of auto loan lending like cosigning or getting a loan after a foreclosure or car repossession.
However, we are not just about getting you the car; we want you to save money on the purchase as well. How about your credit score? After you get a car, you still have expenses. We want you to stay informed about changes in the credit scoring system that will affect you. We provide valuable information about understanding your score and facts to help you in your credit recovery. You can find information about child support and other types of income the lenders look at or don’t recognize. We also offer a simple budget that you can print off and set up for your weekly personal budget that will show you how to come up with extra cash for unexpected bills or a down payment. If you already have a car loan but the payments are dragging you under we will show you how to refinance the loan for a lower rate. Valley Auto Loans will continually offer new insight for you to improve your personal finances so you can feel good about who you are and where you are financially.